Can travel insurance help pay for my medical expenses?
The right type of travel insurance can have your back in cases where your domestic health insurer does not cover you, but coverage varies quite a bit from plan to plan. For health expenses, make sure you buy a plan that includes adequate medical and emergency evacuation coverage.
Many popular plans offer medical coverage along with trip interruption and cancellation protection, all of which can help you recoup financial losses when a health-related incident forces you to abruptly change your itinerary. Take World Nomads, one of the most popular options among international travelers; they bundle up to $100,000 of emergency medical and dental coverage in all of their plans. Alternatively, insurers like IMG and SafetyWing sell policies more specifically focused on travel medical coverage. To easily window-shop, use an established comparison site like Squaremouth, where you can compare the major insurers’ latest restrictions on the 2020 coronavirus outbreak.
Keep in mind that most policies require you to purchase coverage a few days in advance of your departure date. If you’re already traveling without coverage, you’re not entirely out of luck; a few insurers such as SafetyWing and World Nomads let you purchase while you’re abroad, though a waiting period may apply before the plan fully kicks in.
Read the full Washington Post article online here: https://www.washingtonpost.com/travel/tips/what-americans-need-know-about-being-sick-overseas/