“Although a policy may have coverage for up to $5,000 in Baggage and Personal Items Loss benefit, most policies limit the amount that can be claimed for like computers, iPods and watches,” explains Chris Harvey, CEO of Squaremouth.
For example, Travel Guard and Travel Insured International offer policies covering up to $2,500 in Baggage and Personal Items Loss, however, only $500 will reimbursed for those types of items.
“Travelex insurance policies have a specific limit for cameras, jewelry, furs and other expensive possessions because travel insurance can only cover a certain amount of risk for the premium paid,” says Christine Buggy, Director of Marketing at Travelex Insurance Services. “Plus with these types of items, there is also a high risk of fraud.”
If travelers want more baggage protection than the average travel insurance policy, they should look for policies from CSA Travel Protection, HTH Worldwide and Seven Corners. CSA and HTH both offer baggage protection ranging from $1,000 to $1,500 without a specific items limit, and Seven Corners offers policies with up to $2,000 in specific items coverage.
If someone is traveling with high priced items and cannot find enough coverage through a travel insurance policy, Squaremouth recommends insuring those items under a homeowners or personal property insurance.
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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The cornerstone of our commitment to customers is Squaremouth’s guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.
Squaremouth offers products from the following travel insurance carriers:
Air Ambulance Card, CSA Travel Protection, Global Alert Admin, HCC, HTH Worldwide, IMG, ITravelInsured, Medjet Assist, MH Ross, Seven Corners, Travel Guard, Travel Insurance Services, Travel Insured, Travelex, TravelSafe and USA Assist.
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