August 2007

Are there medical conditions that are not covered by travel insurance?

Every travel insurance plan contains restrictions, limitations and exclusions. Pre-existing medical conditions can be one of these limitations. Please refer to the policy certificate for full details of coverage and any conditions that may apply.

What does "baggage delay" cover?

Most travel insurance plans include a baggage delay benefit which provides reimbursement for necessary personal effects including clothing, toiletries and other essential items, if baggage is delayed or misdirected for more than 24 hours. The amount of coverage varies by plan. Please refer to your policy certificate for full details.

I have decided to extend my trip after departure. Can I extend my travel insurance beyond my original return date?

Most travel insurance plans can not be modified post departure. However, MH Ross offers Trip Insurance Basic and Enhanced plans which have an Optional Extension of Coverage for up to 30 days providing that you have not experienced an injury or illness, not received medical treatment, and coverage is still enforce at the time of the […]

Can travel insurance be purchased after I have departed for my trip?

If you have already left for your trip, it is too late to buy a travel insurance policy from Squaremouth, however, there may be some policies available directly from providers that can provide medical coverage. These policies will not include cancellation coverage for your trip costs but can provide Emergency Medical and Medical Evacuation coverage […]

What is "Financial Default" cover?

The “financial default” cover is part of the Trip Cancellation/Trip Interruption benefit. It protects you from loss in the unforeseen event your covered trip is cancelled due a travel supplier that goes out of business. Most travel insurance policies which provide this cover require that you purchase the insurance within a specified number of days […]

Will Medicare cover medical expenses while traveling outside the country?

No, Medicare does not provide coverage while you are outside of the United States. You should purchase travel insurance to cover possible medical emergencies when traveling outside the country.

Does Cancel For Any Reason, really mean I can cancel for any reason including changing my mind?

Yes, travel insurance plans that offer a “cancel for any reason” benefit allow you to cancel for any reason not already covered by your plan provided you meet the conditions that apply. Generally the “cancel for any reason” coverage results in a reduced benefit of 75 – 90 % of your prepaid trip costs. To be eligible […]

I am traveling with a friend. Am I covered if they cancel?

Most all travel insurance plans cover a ‘traveling companion”. If a traveling companion cancels his or her trip due to a covered reason, you are generally covered in two ways: If you decide to take your trip, you would be covered for “single supplement” or occupancy upgrade charges you might incur. If you decide to cancel you […]

The emergency medical benefit for CSA is "secondary" coverage. Will it cover the deductible for an existing policy?

With a CSA travel insurance policy, the deductible from an existing health plan would not be a covered expense. The insured would be responsible for fulfilling any deductible requirements.

Squaremouth Updates Travelex Peru Information

If you are hold a Travelex policy through Squaremouth, please note the following info regarding the Peru earthquake: Medex, the Travel Plus and TraveLite emergency travel assistance provider, has been monitoring the situation in Peru closely since the earthquake event. There have been no calls from any Travelex policy holders in Peru, nor have there been […]