Archive for August 2007
United States Department of StateBureau of Consular AffairsWashington, DC 20520 August 31, 2007 This Travel Warning is being issued to remind American citizens of ongoing security concerns in Haiti, including frequent kidnappings of Americans for ransom. Travelers are strongly advised to thoroughly consider the risks before travel to Haiti, and to take adequate precautions to […]
Every travel insurance plan contains restrictions, limitations and exclusions. Pre-existing medical conditions can be one of these limitations. Please refer to the policy certificate for full details of coverage and any conditions that may apply.
Most travel insurance plans include a baggage delay benefit which provides reimbursement for necessary personal effects including clothing, toiletries and other essential items, if baggage is delayed or misdirected for more than 24 hours. The amount of coverage varies by plan. Please refer to your policy certificate for full details.
Most travel insurance plans can not be modified post departure. However, MH Ross offers Trip Insurance Basic and Enhanced plans which have an Optional Extension of Coverage for up to 30 days providing that you have not experienced an injury or illness, not received medical treatment, and coverage is still enforce at the time of the […]
Yes, travel insurance for a trip can be purchased after one has departed for the trip as long as they purchase an international medical policy. These policies can be designated by filtering a quote search for a medical deductible of $250, or a renewable policy. Cancellation insurance, however, can not be purchased once you have […]
The “financial default” cover is part of the Trip Cancellation/Trip Interruption benefit. It protects you from loss in the unforeseen event your covered trip is cancelled due a travel supplier that goes out of business. Most travel insurance policies which provide this cover require that you purchase the insurance within a specified number of days […]
No, Medicare does not provide coverage while you are outside of the United States. You should purchase travel insurance to cover possible medical emergencies when traveling outside the country.
Yes, travel insurance plans that offer a “cancel for any reason” benefit allow you to cancel for any reason not already covered by your plan provided you meet the conditions that apply. Generally the “cancel for any reason” coverage results in a reduced benefit of 75 – 90 % of your prepaid trip costs. To be eligible […]
Most all travel insurance plans cover a ‘traveling companion”. If a travelling companion cancels his or her trip due to a covered reason, you are generally covered in two ways: If you decide to take your trip, you would be covered for “single supplement” or occupancy upgrade charges you might incur. If you decide to cancel you […]
With a CSA travel insurance policy, the deductible from an existing health plan would not be a covered expense. The insured would be responsible for fulfilling any deductible requirements.