What is a Pre-Existing Conditions Exclusion Waiver?

Most travel insurance policies exclude pre-existing conditions, however this exclusion may be waived if certain conditions are met. A Pre-Existing Condition is defined as any medical condition that has worsened or changed during a policy’s look-back period, which is the 60-180 day window prior to the day the purchased their policy. To get Pre-Existing Condition […]

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What is the "pre-existing condition look-back period"?

The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days, depending on the policy selected. Look back periods for International Medical plans […]

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When will my travel insurance coverage become effective?

Cancellation coverage generally begins at 12:01 AM the day after you purchase a travel insurance policy. From that point, up until the day before your leave for your trip, you may be covered if you are unable to take your trip due to a reason listed on your policy. On your departure date, the other […]

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What is "International Medical" travel insurance?

International Medical Insurance is a travel medical insurance plan designed to reimburse you for medical expenses while traveling or living outside your home country. The plans allow you to select a maximum medical amount and a deductible which affect the premium. Some plans are renewable for up to 3 years. International Medical Insurance is generally […]

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