Archive for October 2007
No, we recommend that you enter correct departure and return dates for your travel insurance policy. Trip Interruption and Travel Delay provide benefits for unexpected interruptions and/or delays in your return home as a result of a “covered” reason.
Schedule Benefit Plans are characterized by various benefit limits for each type of covered medical expense or service provided. These benefit limits typically are not the same as the policy maximum. The maximum amounts for each service provided are detailed in the policy brochure. Typically you are required to pay an initial deductible for each […]
No, travel insurance must be purchased prior to departing for your trip. If you would like cover for trip interruption, emergency medical, and medical evacuation, consider purchasing an International Medical Plan which may be purchased after departure.
Trip cancellation insurance covers unforeseen injury, sickness or death of a family member and unfortunately does not include cover for the death of a pet.
Most insurance companies strive to offer comprehensive travel insurance products at a competitive rate. In order to do this, they maintain structured insurance policies and are unable to modify the policy coverages or eliminate benefits for a reduced cost.
Most travel insurance plans exclude pre-existing conditions, however this exclusion may be waived if certain conditions are met. For some travel policies, if you purchase coverage within an advantage period (usually 14 – 21 days of the initial trip deposit depending on the policy selected), you may be eligible for the Pre-Existing Conditions Exclusion Waiver. […]
Please refer to this page for information about suppliers for which Travelex Insurance Services has restricted or eliminated coverage on the following protection plans: Travel Plus, TraveLite, Annual Multi-Trip, Flight Plus, and group programs underwritten by Old Republic Insurance Company. Travelex Insurance Services and their underwriters have made a business decision to no longer accept […]
The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days depending on the policy selected. Pre-existing conditions are generally excluded; however […]
Cancellation coverage generally begins at 12:01 AM the day after you purchase a travel insurance policy. Most other benefits are effective on your departure date.
Most travel insurance plans will cover you for a single supplement upgrade when your traveling companion cancels or interrupts their trip due to a covered reason and you do not. Always refer to the policy certificate for full details.