Archive for October 2007

For International Medical Plans, what is the difference between a Scheduled Benefit Plan and a Comprehensive Plan?

Published by Chris Harvey October 22, 2007

Schedule Benefit Plans are characterized by various benefit limits for each type of covered medical expense or service provided. These benefit limits typically are not the same as the policy maximum. The maximum amounts for each service provided are detailed in the policy brochure. Typically you are required to pay an initial deductible for each […]

What is a Pre-Existing Conditions Exclusion Waiver?

Published by Chris Harvey October 9, 2007

Most travel insurance plans exclude pre-existing conditions, however this exclusion may be waived if certain conditions are met.  For some travel policies, if you purchase coverage within an advantage period (usually 14 – 21 days  of the initial trip deposit depending on the policy selected), you may be eligible for the Pre-Existing Conditions Exclusion Waiver.  […]

Travelex Supplier restrictions as of Oct 9th 2007

Published by Chris Harvey October 9, 2007

Please refer to this page for information about suppliers for which Travelex Insurance Services has restricted or eliminated coverage on the following protection plans: Travel Plus, TraveLite, Annual Multi-Trip, Flight Plus, and group programs underwritten by Old Republic Insurance Company. Travelex Insurance Services and their underwriters have made a business decision to no longer accept […]

What is the "pre-existing condition look-back period"?

Published by Chris Harvey October 8, 2007

The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days depending on the policy selected. Pre-existing conditions are generally excluded; however […]