I would like to reserve a flight with credit card points. Do you know of any company who would provide some kind of reimbursement for lost points if one had to cancel a trip?

Unfortunately travel insurance policies will only reimburse for cash losses; However some policies now offer limited benefits for restoring frequent flyer points or reissue fees in the event your trip is canceled by a travel supplier. Conditions generally apply so be sure to check the policy certificate for full details.

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When do I need travel insurance and why?

Travel Insurance policies are always recommended when you are taking a cruise, a tour or traveling on a trip that requires a pre-payment of thousands of dollars. Policies are designed to protect consumers by giving them refunds in the event of injury, illness or death to the traveler or immediate family member, or to provide […]

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What does "travel delay" cover?

Most comprehensive travel insurance policies include travel delay benefits. Travel Delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed. In addition, some plans will include benefits for a missed connection. Missed Connection provides reimbursement in the event of a missed flight connection or for the additional costs to “catch up” to […]

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Is any travel insurance or flight insurance coverage available for free?

Some credit cards may provide limited flight or travel insurance benefits when the travel is charged on that credit card. You should check with your credit card company to find out what benefits are offered and any restrictions that may apply.  Most credit card companies do not offer trip cancellation insurance as a benefit.

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What if I have personal items stolen while on vacation?

Most travel insurance policies which include baggage loss will provide reimbursement for lost, stolen or damaged baggage or personal items. This coverage is usually for your entire trip, not just your flight and maximum and per article limits apply.  Also,  homeowners policies very often include some coverage for stolen personal items.  If you have items valued over $1000 […]

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