My travel insurance policy excludes hazardous sports? What is considered a hazardous sport?

The definition of hazardous sports can vary by travel insurance policy and provider. Generally, it is extreme sports and/or activities. These activities can include mountaineering, hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, and snow boarding. Always refer to the policy certificates to determine which specific activities are excluded and any conditions that […]

Read More

My travel insurance includes a benefit for "common carrier". What is this?

Many travel insurance policies include benefits for Common Carrier and/or Air Flight Accident AD&D. Common Carrier coverage pays in the event of death or dismemberment while you are traveling on ANY form of public transport. This differs from Air Flight Accident which provides coverage ONLY for the flight portion of your trip.

Read More