How do I know if my travel insurance covers my high risk sport?

Most travel insurance policies have an exclusion clause that lists high risk sports and activities that are not covered. Motorcycling, mountaineering, sky diving, bungee jumping, white-water rafting, parasailing and spelunking are among the activities that might not be covered. Some international medical policies offer optional coverage for hazardous sports. Upgrading your policy to include Hazardous […]

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Why buy Elvia Travel Insurance?

Elvia is the ideal source to obtain travel insurance, aid, and assistance to travelers around the world. Elvia is a member of the Mondial Assistance Group, the world’s largest travel insurance and Assistance Company. Mondial Assistance Group is a member of the Allianz Group through AGF and RAS International. Allianz Group provides its more than […]

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Does travel insurance require that I cover my entire trip length?

Generally, travel insurance policies require that you insure your trip from the date you depart your place of residence until the date you return to your place of residence. Some policies will allow you to insure from date of departure for a lesser number of days than your entire trip with your policy terminating on […]

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Why buy MedjetAssist?

MedjetAssist is a worldwide medical evacuation and consultation program that is available to travelers 24 hours a day, 7 days a week, on an annual membership basis as well as a short term basis (7, 14 & 21 and 30 days). MedjetAssist transports members who are hospitalized more than 150 miles from their home, either […]

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May I purchase travel insurance for a one way trip?

Generally, travel insurance policies require that you depart and return to your place of residence. Some policies will allow you to insure a way one trip, however some benefits may be excluded (i.e pre-existing conditions). Refer to the policy certificate for full details.

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My travel insurance policy excludes hazardous sports? What is considered a hazardous sport?

The definition of hazardous sports can vary by travel insurance policy and provider. Generally, it is extreme sports and/or activities. These activities can include mountaineering, hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, and snow boarding. Always refer to the policy certificates to determine which specific activities are excluded and any conditions that […]

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If I need to be medically evacuated during my travel, who decides where?

The medical evacuation benefit for most comprehensive travel insurance plans is based on medical necessity as determined by the physician and assistance company. A few plans are now offering “Hospital of Choice” as an added benefit. There are also medical evacuation membership programs that offer the member complete choice. As a MedjetAssist member, if you […]

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Why buy Medjed Assist?

MedjetAssist is a worldwide medical evacuation and consultation program that is available to travelers 24 hours a day, 7 days a week, on an annual membership basis as well as a short term basis (7, 14 & 21 and 30 days). MedjetAssist transports members who are hospitalized more than 150 miles from their home, either in the U.S. […]

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Why buy from HTH Worldwide?

Each year thousands of leisure travelers protect themselves, their families and their travel plans with HTH Worldwide. HTH programs combine comprehensive, competitively priced insurance products with critical travel health information, security information and assistance services. HTH Members enjoy access to our community of elite physicians in more than 150 countries, our interactive translation guides for brand name pharmaceuticals and […]

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