Archive for August 2008
Unfortunately, the answer is no. The “cancel for any reason” benefit is a pre-departure benefit with conditions which apply. You must purchase the travel insurance within an advantage period (usually 14 days from the date of first deposit or payment), insure the full trip cost and cancel 2 days or more PRIOR to yout scheduled […]
The answer to this question is no. You may not cancel and re-book yout trip for the purposes of obtaining a pre-existing condition exclusion waiver. Travel insurance policies require that the booking must be the first and only booking for the same travel destination and dates. This or similar wording is usually found in the […]
It is important to remember that MedjetAssist is a membership program for travelers and not a travel insurance plan or policy. So, there are no claim forms or deductibles for members to hassle with. However it is also important to remember that because we are not insurance, MedjetAssist does not reimburse members for expenses incurred that were a result […]
Unfortunately, chances are if you cruise is not cancelled, you are not covered. Travel insurance covers a list of specific unforseen reasons which do no include a change in itinerary. You may wish to purchase cover which includes “cancel for any reason“. Some policies will provide “Missed Port of Call” coverage for nonrefundable shore excursions […]
Most travel insurance plans will cover you in the event inclement weather causes you to miss or delay your trip, although conditions apply. You are not protected against miserable weather during your trip. If it rains during you entire cruise, you are not covered.
The financial default benefit in travel insurance provides cover in the event a travel supplier (i.e. airline, cruise company, tour company, etc.) goes bankrupt. A change in your financial situation is not a covered reason for trip cancellation unless you have purchased a policy with a cancel for any reason benefit.
No, international medical insurance , also known as visitors insurance, may be purchased for a partial duration or the entire stay. However, it is recommended to purchase for the entire stay as no one can predict the timing of an unforseen medical emergency.
No, provided there has been no treatment, medical care or symptoms during the look back period. In order for it to be considered a pre-existing medical condition it must fit the specific definition found in the policy and usually that requires care, treatment, or symptoms during the look back period to be considered pre-existing. If […]
Yes. Most all travel insurance policies provide for 24 hour assistance which can include translation services, medical and legal referrals, emergency cash advances, information about inoculations, passports, visas, replacement of eyeglasses, etc. You will have an emergency contact number that you can call collect 24 hours a day, 7 days a week in the event […]
Not always. Be sure to read the travel insurance policy thoroughly. Not all policies are available in every state. Many policies have state amendatory riders listing additional benefits, exclusions, or revised wording for those states. Occasionally some benefits (i.e. cancel for any reason, rental car, etc). are not applicable to residents of certain states. Some […]