Archive for October 2008
Yes. Several insurance carriers offer travel insurance products that waive the premium for children when traveling with their family. Some policies will cover one child for each qualified adult at no additional charge. A few policies cover all children at no additional cost. This usually applies to the base premium only. Some policies define a […]
Your best bet is to shop through a comparison website that offers numerous travel insurance policies from different insurance carriers. Select the least expensive policy that still meets all your unique needs for that trip. Don’t buy more coverage than you actually need. Many insurance plans are priced in bands of $500 per traveler. If […]
Travel insurance policies which include trip cancellation and trip interruption will generally cover any prepaid, non-refundable deposits or payments that you have paid for a trip. It doesn’t matter if you are paying directly to a company or to the owner, however you will need documentation of the payment in the event of a claim.
Typically travel insurance policies may be cancelled within the free look period which is usually between 10 and 15 days after purchase, depending on the policy. International medical plans generally can be cancelled up to the day prior to departure.
Travel insurance must be purchased prior to when the hurricane has been named. Once the hurricane has been named, Trip Cancellation and Interruption losses resulting from the hurricane are usually excluded from the coverage of the policy. Additionally, some policies cover you in the event a hurricane warning is issued after a 15 day wait.
Unfortunately, the cost of a visa is typically not covered with travel insurance policies. Covered expenses generally include deposits and payments for airfare and other prepaid transportation, cruises, tours, accommodations, etc.
Please refer to this page for information about suppliers for which Travelex Insurance Services has restricted or eliminated coverage on the following protection plans: Travel Plus, TraveLite, Annual Multi-Trip, Flight Plus, and group programs underwritten by Old Republic Insurance Company. Travelex Insurance Services and their underwriters have made a business decision to no longer accept […]
If the accommodations at your destination are damaged and cannot accommodate you (or provide comparable accommodations), your prepaid nonrefundable costs will be reimbursed by most all travel insurance policies.
Many travel insurance policies require purchase of travel insurance on the date prior to departure or earlier. A few insurance carriers will allow you to purchase on your departure date. However, the policy does not go into effect until the day following purchase. Additionally, certain benefits are dependent upon when the insurance is purchased. In […]
Yes. There are a wide selection of travel insurance plans which provide options for citizens of all countries, residing and traveling anywhere in the world.