Archive for December 2008

Travel Warning – Nigeria

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United States Department of State Bureau of Consular Affairs Washington, DC 20520 December 02, 2008 The U.S. Department of State warns U.S. citizens of the risks of travel to Nigeria and recommends avoiding all but essential travel to the Niger Delta states of Bayelsa, Delta, and Rivers.  Violent crime is a problem in Lagos and […]

What is the difference between travel insurance and travel medical insurance?

Published by December 30, 2008

Travel insurance usually includes trip cancellation, trip interruption, baggage loss and baggage delay in addition to medical and medical evacuation. There are often limited or no deductibles and must be purchased prior to departing for your trip. If you are traveling 30 days or less, travel insurance is more comprehensive and often more economical.  Travel […]

Travel Warning – Eritrea

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United States Department of State Bureau of Consular Affairs Washington, DC 20520 November 15, 2008 The U.S. Department of State warns U.S. citizens of the risks of travel to Eritrea and recommends that U.S. citizens defer travel at this time.  This replaces the Travel Warning dated June 11, 2008, and informs U.S. citizens that the […]

Will my travel insurance pay for medical bills upfront?

Published by December 29, 2008

Most travel insurance policies are reimbursement. This means you may have to pay for services and file  a claim with the insurance company for reimbursement. However, an insurer will usually advance a payment to secure your admission to a hospital because of accidental injury or sickness.

Travel Warning – Sudan

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United States Department of State Bureau of Consular Affairs Washington, DC 20520 October 02, 2008 This Travel Warning updates U.S. citizens to security concerns in Sudan. The Department of State continues to warn against all travel to Sudan due to the threats from armed conflicts and from terrorism. American citizens who choose to remain in Sudan should […]

Travel Warning – Pakistan

Published by December 28, 2008

United States Department of State Bureau of Consular Affairs Washington, DC 20520 November 21, 2008 The Department of State warns U.S. citizens against non-essential travel to Pakistan in light of the threat of terrorist activity.  This replaces the Travel Warning dated October 1, 2008, and updates information on security incidents, notes the temporary relocation of […]

Travel Warning – Nepal

Published by December 27, 2008

United States Department of State Bureau of Consular Affairs Washington, DC 20520 November 21, 2008 The Department of State warns U.S. citizens of the risks of traveling to Nepal and urges caution when traveling in country.  The Department of State remains concerned about the security situation in Nepal and urges American citizens to obtain updated […]

Does the pre-existing condition exclusion only apply to family members traveling with me?

Published by December 26, 2008

This varies depending on the the travel insurance policy selected. Many policies will apply the pre-existing condition exclusion to all immediate family members, travel companions and their immediate family members whether they are traveling or not.  A few policies do not apply the exclusion to non traveling family members such as TravelSafe Vacation and Travelex […]

Travel Warning – Somalia

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United States Department of State Bureau of Consular Affairs Washington, DC 20520 November 15, 2008 The State Department warns U.S. citizens of the risks of travel to Somalia and recommends that American citizens avoid all travel to Somalia.  This replaces the Travel Warning dated October 24, 2008 to note terrorist attacks in the regions of […]