I am traveling soon and only need insurance for medical and medical evacuation. Would it be best to purchase international medical rather than traditional travel insurance?

This depends on the length of your trip and your age. Comprehensive travel insurance with a $0 trip cost (no cancellation cover) is usually more economical if your trip is 30  – 45 days or less.  The emergency medical benefit has a shorter “look back period” to determine what is defined as pre-existing and there […]

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I want to purchase a travel insurance policy for cancellation only. Why can’t I exclude the other benefits?

There are a few travel insurance policies that offer cover for cancellation without providing comprehensive benefits like medical, medical evacuation, etc.  However, depending on your age and trip cost, these policies can sometimes be more expensive than policies with the additional benefits.  I would recommend  that you purchase the least expensive policy that meets all […]

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What is the difference between travel delay and missed connection?

Travel insurance policies typically cover travel delay and missed connections.  Travel delay is usually an amount paid per day ($150 – $200) to cover unplanned accommodations and/or meals as a result of a covered delay.  Missed connection typically reimburses you for additional transportation expenses to “catch up” to your trip in the event of a […]

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Will travel insurance cover an airline change fee?

Yes, some travel insurance policies will cover an airline imposed reissue fee in the event you must reschedule your trip for a covered reason. Under the Trip Cancellation benefit of travel insurance, some policies will reimburse you for the reissue fee charge by the airline. This reimbursement is typically limited to $75 – $300. In […]

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