Archive for January 2009

Some travel insurance companies refer to a "black list" or "white list" of covered travel suppliers. What does this mean?

Published by January 29, 2009

Travel insurance is designed to cover “unforeseen” reasons.  Some carriers maintain a list of covered suppliers that is referred to by some as a white list.  Other insurance carriers maintain a list of suppliers that are not covered, sometimes referred to as a black list.  The black lists represent circumstances with certain travel suppliers that […]

I am traveling soon and only need insurance for medical and medical evacuation. Would it be best to purchase international medical rather than traditional travel insurance?

Published by January 28, 2009

This depends on the length of your trip and your age. Comprehensive travel insurance with a $0 trip cost (no cancellation cover) is usually more economical if your trip is 30  – 45 days or less.  The emergency medical benefit has a shorter “look back period” to determine what is defined as pre-existing and there […]

Travelex Travel Supplier Restrictions as of 01/26/2009

Published by January 27, 2009

Please refer to this page for information about suppliers for which Travelex Insurance Services has restricted or eliminated coverage on the following protection plans: Travel Plus, TraveLite, Annual Multi-Trip, Flight Plus, and group programs underwritten by Old Republic Insurance Company. Travelex Insurance Services and their underwriters have made a business decision to no longer accept […]

I want to purchase a travel insurance policy for cancellation only. Why can't I exclude the other benefits?

Published by January 26, 2009

There are a few travel insurance policies that offer cover for cancellation without providing comprehensive benefits like medical, medical evacuation, etc.  However, depending on your age and trip cost, these policies can sometimes be more expensive than policies with the additional benefits.  I would recommend  that you purchase the least expensive policy that meets all […]

What is the difference between travel delay and missed connection?

Published by January 19, 2009

Travel insurance policies typically cover travel delay and missed connections.  Travel delay is usually an amount paid per day ($150 – $200) to cover unplanned accommodations and/or meals as a result of a covered delay.  Missed connection typically reimburses you for additional transportation expenses to “catch up” to your trip in the event of a […]

Do all travel insurance policies require a 24 hour delay for trip cancellation as a result of weather?

Published by January 16, 2009

The benefits for trip cancellation due to inclement weather vary depending on the policy selected.  Many travel insurance policies do require a complete cessation of your common carrier for at least 24 hours, however there are some policies with more flexible coverage definitions. You may want to look at the more comprehensive policies offered by […]