Archive for March 2009
This article was reproduced from a Travel Guard newsletter. Terrorism Coverage Included in Most Travel Guard Plans Though we may wish there was no need, some travelers do worry about the possibility of a terrorist incident when planning trips to popular tourist destinations. Offering your clients a travel insurance plan with terrorism benefits can provide […]
This article was reproduced from a Travel Insured International newsletter. Travel Insured International proudly announces our new Airline Ticket Protector plan offering expanded features, higher benefit limits and new coverage options. The plan is the right insurance choice for families for whom an airline ticket is their primary vacation travel purchase, for business travelers for […]
All travel insurance plans have a list of exclusions and limitations. Oftentimes, hazardous sports are listed within the exclusions section of the policy. Some policies have a rider which can be added to the policy that covers certain sports or activities typically excluded. Read the policy wording for the full details of the plan to […]
This article was reproduced from a Travelex newsletter. Spotlight on Travel Select Designed with the traveler in mind, Travel Select offers primary and comprehensive coverage. Best of all, Travel Select allows for complete customization with upgrades including our Cancel for Any Reason Pak, Transportation Pak and Lifestyle Paks. Customize for individual lifestyles by choosing as many […]
Yes, most travel medical insurance policies have options for medical maximums and deductibles which can be customized to meet your needs and adjust the premium accordingly. Generally medical maximums range from $50,000 to $1,000,000. Typically deductibles range from $0 to $2500. You may usually add an option for hazardous sports if required as well.
Many travel medical plans may be renewed if you extend your stay. The maximum renewal period for most policies is typically between 6 months and 3 years, depending on the policy purchased. Standard travel insurance policies are generally not renewable.
The answer to this question can vary greatly depending on your travel details, trip cost and the ages of the travelers. When you quote for family coverage that includes children under the age of 18, some policies are covering their trip cost at a $0 premium. Therefore, these travel insurancesignificantly less expensive than policies which […]
Many travel insurance plans are now offering a “cancel for work’ benefit as a selectable option for an additional premium. Typically, this benefit covers your prepaid non-refundable trip cost in the event you are required to work and requires supporting documentation such as a notarized statement from your employer. Self employed persons are not necessarily […]
No, unfortunately, having a visa denied is not a covered reason for cancellation with travel insurance polices. You would need to consider a policy that offers “cancel for any reason”. This would allow you to cancel for “any” reason up to 2 days before departure and file a claim. However this benefit generally costs 40 […]
We generally recommend that you purchase the least expensive travel insurance plan that has all the benefits to meet your needs for that trip. So, you may first want to think about the reason you want or need the travel insurance. What travel risks concern you most? Then search for a product that meets your […]