When does Coverage Stop?

When getting a travel insurance quote, the return date is required.  That date is the end date of coverage, so long as there is no incident where a claim is started.  If the traveler cancels, then the policy end date is the date of cancellation.  If the trip is interrupted and the traveler returns home, […]

Read More

When is the Right Time to Buy Travel Insurance

There is a large amount of time for the traveler to decide on a travel insurance policy.  It is wise to purchase a policy when the cancellation penalties for the trip become effective.  Before that time, there is no risk of loss, as the traveler would be refunded by the travel provider.  With most policies,  […]

Read More

Money Back Guarantee and Travel Insurance

Travel insurance companies allow some time for the guest to decide if the policy is right for them.  This money back guarantee or “free look” period can last for up to 14 days depending on the insurance company.  This period will expire early if the departure date is reached or a claim is filed.  Always […]

Read More

Traveling Companions and Travel Insurance

Travel insurance policies cover more than just the travelers listed on the policy.  Many reasons for cancellation and interruption extend coverage to family members and traveling companions.  A traveling companion can be somebody that has arranged to travel with you, and only requires that the two travelers have a common itinerary showing the same dates […]

Read More

Departure and Return Dates with Travel Insurance

When obtaining a travel insurance quote, departure date and return date are two required pieces of information.  Most travel insurance policies cover from the front door of the home residence, throughout the trip, back to the home’s front door.  Even if there are multiple stops on a trip, so long as there has been no […]

Read More

Baggage and Personal Items Loss

Many travel insurance policies offer the benefit of personal items and baggage lost.  This coverage provides reimbursement for lost, stolen or damaged baggage or personal items.  It usually covers the entire trip, not just the flights.  Most policies set an overall dollar limit, as well as a per item limit.  If there have items valued […]

Read More

Which Travel Insurance Company Should You Choose?

When shopping for travel insurance many people wonder if one company is recommended more highly than the others.  Squaremouth.com allows guests to get quotes for over 250 products from 23 different carriers.  All of these travel insurance carriers and international medical insurance carriers operate within Squaremouth’s zero complaint guarantee.  If any one of our clients […]

Read More

Who is Covered on a Travel Insurance Policy?

A travel insurance policy does not require that all of the insured members on the trip be related.  Travelers sharing the same itinerary are considered traveling companions.  This expands the amount of cancellation and interruption coverage to include extensions of multiple families, that is, the primary traveler’s family and the families of all traveling companions.  […]

Read More

Deposit Date and Travel Insurance

Several important aspects of travel insurance coverage are connected to the date of the original deposit.  The deposit date refers to the day that the first payment was made for any piece of the trip.  If the airline tickets were purchased before the hotel, cruise and tour, then the day that the airline tickets were […]

Read More

Trip Cost and Travel Insurance

When obtaining a travel insurance quote, it is important to include an accurate trip cost.  Travel insurance is designed to protect pre-paid, non-refundable costs associated with travel.  This can include fees for re-depositing frequent flyer miles, and other costs that might apply in the event of cancellation or interruption.  It is possible to over insure, […]

Read More