Hurricane season begins on 6/1/10 and the National Oceanic Atmospheric Administration (NOAA) is predicting an active 6 months. The following is an excerpt from an article on their website titled NOAA Expects Busy Atlantic Hurricane Season.
An “active to extremely active” hurricane season is expected for the Atlantic Basin this year according to the seasonal outlook issued today by NOAA’s Climate Prediction Center – a division of the National Weather Service. As with every hurricane season, this outlook underscores the importance of having a hurricane preparedness plan in place.
Across the entire Atlantic Basin for the six-month season, which begins June 1, NOAA is projecting a 70 percent probability of the following ranges:
- 14 to 23 Named Storms (top winds of 39 mph or higher), including:
- 8 to 14 Hurricanes (top winds of 74 mph or higher), of which:
- 3 to 7 could be Major Hurricanes (Category 3, 4 or 5; winds of at least 111 mph)
“If this outlook holds true, this season could be one of the more active on record,” said Jane Lubchenco, Ph.D., under secretary of commerce for oceans and atmosphere and NOAA administrator. “The greater likelihood of storms brings an increased risk of a landfall. In short, we urge everyone to be prepared.”
Travel insurance can provide relief to those whose vacation plans are impacted by hurricanes, tropical storms and other natural disasters. Trip cancellation and trip interruption have covered reasons specifically listed in the policy addressing hurricanes and weather. This will reimburse unused trip costs that are not refunded by travel suppliers.
Remember that many plans require that the policy be purchased before a storm is named in order for that storm to be eligible for coverage. A tropical depression is identified by a number and a tropical storm is given a name.
To learn what hurricane coverage is available, look for the following language in the certificate of insurance:
Complete cessation of common carrier – A common carrier is ticketed, public transportation such as an airline, cruise or train. The stoppage of service normally must be for a set amount of time, usually 24 or 48 hours.
Inclement weather – This language is similar to complete cessation of common carrier, with fewer restrictions. Inclement weather means any severe weather condition which delays the scheduled arrival or departure of a common carrier.
Accommodation at destination made uninhabitable – The accommodation is lodging where the traveler plans to stay overnight during the trip. Coverage can be available if a natural disaster renders the house, hotel, condo or other lodging unable to be occupied.
Mandatory evacuation – This is a directive from a local governing body for everyone to leave the area. This can be a city, county, municipality or other. The directive must be a mandate and not an advisement or warning for this language to apply. Some plans require that less than 50% of the trip be remaining after the evacuation ends in order to cancel the trip.
Hurricane warning – Within 24 hours of departure, if NOAA issues a hurricane warning at the destination, then the trip can be cancelled.