What is Cancel For Any Reason Coverage?

Some travel insurance plans offer cancel for any reason coverage.  This benefit is different than trip cancellation, which requires that the trip be canceled for a covered reason listed in the policy. Cancel for any reason literally means that the trip can be canceled without providing a reason.  However, the traveler will not be reimbursed […]

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Is Travel Insurance the Same Price Everywhere?

The cost of travel insurance premium should be the same amount regardless of where the policy is bought.  If it seems as though a price is different from one source  than it is from another, then double check the information on the quote form.  Chances are that some of the information is inconsistent.  The travel […]

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Travelex Definition of Mountaineering

Many travel insurance policies specifically exclude mountaineering from coverage.  This can either be defined by an elevation limit or the use of ropes and pick axes for the purpose of climbing.  The following is the definition of mountaineering from Travelex.  Always refer to the certificate of insurance for details. “Mountaineering is the sport of walking, […]

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What Constitutes Trip Cost?

When getting a travel insurance quote, the trip cost must be listed.  Trip cost can include any pre-paid and non-refundable trip costs associated with the trip.  Expenses for flights, lodging, cruises or tours can all be insured against trip cancellation and trip interruption.  Simply put, the trip cost should be the amount of money that […]

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Travel Insurance Without Trip Cancellation

When shopping for a travel insurance policy, one way to keep the cost of the premium low is to enter $0 for the trip cost.  This removes trip cancellation and either removes or reduces the trip interruption from the policy.  The other benefits of coverage will remain.  This is a good option for travelers that […]

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Do I Have to Insure the Total Trip Cost if I’ve Only Paid a Deposit?

Travel insurance can provide relief for travelers that must cancel their trip and forfeit their vacation investment.  The trip cost should include all pre-paid and non-refundable costs associated with that trip.  This can include flights, lodging, cruises and tours.  When the traveler has only paid a deposit and wants to get travel insurance before the […]

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Can a Quote be Saved?

When shopping for a travel insurance policy, there is the ability to email the quote.  The email will contain a summary of the benefits in the policy as well as the certificate of insurance.  There is also a link that says “Click here to compare this policy against others” which leads back to the original […]

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Always Check the Exclusions

Comparing travel insurance plans side by side helps the traveler find the necessary coverage at the best cost.  However, when there is a specific coverage need, it is wise to check the exclusions in the certificate of insurance.  Every policy certificate is available on the plan detail screen, before purchase.  After buying a policy, there […]

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How Will I Get the Policy Documentation?

After buying a travel insurance policy on squaremouth.com, there will be instant policy confirmation on screen. The traveler can write the information down or click the print icon on the top right and print the confirmation summary. There is also a confirmation email that is sent to the traveler when the purchase is complete. A […]

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Is Terrorism Covered with Travel Insurance?

Most travel insurance plans provide coverage for trip cancellation. This benefit provides reimbursement for pre-paid and non-refundable trip cost if the traveler cancels the vacation for a covered reasons. Some plans list terrorism as a covered reason to cancel. Normally, the event must be labeled a terrorist act by the U.S. government. The plan may […]

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