Sharing other travelers’ experiences using their travel insurance coverage is one of the best ways to demonstrate the value of a policy. Insurance providers will often include this information on their websites or in their newsletters. The following is a story from Travel Guard about a honeymoon interrupted by injury.
Just four days into their 10-day adventure, the couple was on a snorkeling trip when Scott’s knee locked up in the water. It took two men to help Scott off the boat when they returned to shore, and they immediately headed to the emergency room. The couple was then directed to a local clinic, where Scott learned that he had torn his meniscus and would need surgery. As if all of this weren’t enough, they still had to fill a prescription for painkillers and visit a third hospital to find the correct size of crutches for Scott to use.
During the ordeal, Travel Guard had advised Scott and Tiffanie to keep all of their receipts to submit for reimbursement upon returning home.
“It was almost too easy,” said Tiffanie. “We were reimbursed quickly for all our covered medical expenses. It was a relief to know that we didn’t have to come home from our honeymoon and have a huge bill to pay. Since then, we have encouraged all our friends and family to buy Travel Guard when planning a trip!”
A situation like this shows the importance of medical coverage during a trip. The unexpected cost of medical treatment can ruin a vacation. This is especially true about the cost of a medical evacuation, if needed. Travel insurance will make sure the traveler is taken to an adequate medical facility and if needed, back to their home hospital.
An injury during a vacation can mean more expenses than the medical bill. Travelers may lose money on reservations that have already been paid and likely will incur additional costs to return home early. Most travel insurance policies cover these expenses under trip interruption. Always refer to the certificate of insurance for details.
Source: A Harrowing Honeymoon