Managing Urinary Tract Infections when Traveling

Most travel insurance policies include coverage for medical emergencies that occur during your trip. To determine what is covered in your policy, check your policy’s certificate for a list of covered events under the Emergency Medical benefit. Daniel L. Watson, M.D. If you are a woman who suffers from frequent (more than two or three […]

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What is Flight Insurance? Protecting Your Upcoming Journey

Flight insurance can help refund the costs a traveler incurs if they miss their flight or something happens while they’re flying. For many travelers, this is one of the main reasons they consider purchasing travel insurance. Flight insurance coverage can help a traveler in four different ways: Under the Trip Cancellation benefit, it can refund […]

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How late can I change my travel dates for my travel insurance plan?

It is extremely important that in the event your travel dates change, you advise your travel insurance company immediately of the change.  The change must be made prior to the original scheduled departure date AND  prior to revised departure date.  If you forget to call with an earlier or later date, or if you call […]

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Aging Parents and Travel

This article was reproduced from the TravelSafe newsletter. Aging Parents and Travel One of the most frequently asked questions at TravelSafe is “Will your plan cover me if something happens to my elderly parent?”  In most cases, the answer is YES!  Non-traveling immediate family members are not subject to the restrictions for pre-existing conditions.  That […]

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What is the difference between travel delay and missed connection?

Travel insurance policies typically cover travel delay and missed connections.  Travel delay is usually an amount paid per day ($150 – $200) to cover unplanned accommodations and/or meals as a result of a covered delay.  Missed connection typically reimburses you for additional transportation expenses to “catch up” to your trip in the event of a […]

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Will Travel Insurance Cover an Airline Change Fee?

Yes, some travel insurance policies will cover an airline imposed reissue fee in the event you must reschedule your trip for a covered reason. Under the Trip Cancellation benefit of travel insurance, a benefit included in most single trip plans, travelers may be reimbursed for the reissue fee charge by the airline. This reimbursement is […]

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Until When May I Purchase Travel Insurance?

Many travel insurance policies require purchase of travel insurance on the date prior to departure or earlier.  A few insurance carriers will allow you to purchase on your departure date. However, the policy does not go into effect until the day following purchase.  Additionally, certain benefits are dependent upon when the insurance is purchased.  In […]

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May I purchase travel insurance up to my date of departure?

Many travel insurance policies require purchase of travel insurance on the date prior to departure or earlier.  A few insurance carriers will allow you to purchase on your departure date. However, the policy does not go into effect until the day following purchase.  Additionally, certain benefits are dependent upon when the insurance is purchased.  In […]

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Who do travel insurance providers consider immediate family members?

Most travel insurance providers have a very broad definition of an immediate family member, which typically includes your child, spouse’s child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparents, grandchild, step-brother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, legal guardian, caregiver, and legal ward. The policy certificate will list the specific definition for that […]

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