Travel Insurance FAQ Archives

Medical Evacuation and Repatriation: How much Coverage Do I Need?

Travelers are often concerned about the amount of Medical Evacuation coverage they should look for in a travel insurance policy. Some policies will offer up to $2 million in coverage. However, these policies can be expensive and may not be necessary for most travelers. Here is some information that can help make selecting the right […]

Can I Cancel a Trip Due to a Emergency Related To A Family Member’s Pre-Existing Medical Condition?

Many travelers purchase travel insurance in the event a family member’s ongoing health issues cause them to change their travel plans. Travel insurance companies refer to these ongoing health issues as Pre-Existing Medical Conditions. However, some providers may not cover cancellations related to a family member’s pre-existing medical condition. In order to receive coverage for […]

Life Insurance in Travel Insurance: How Does it Work?

In addition to Trip Cancellation and Emergency Medical benefits, life insurance coverage is another concern for travelers. Depending on the policy, some travel insurance providers may already include life insurance benefits. They may also be offered as an additional upgrade to a travel insurance policy. There are three types of life insurance benefits which can […]

What if My Trip Cost Increases After I Buy My Travel Insurance Policy?

When a traveler purchases a comprehensive single trip travel insurance policy, one of the details they need to provide is the cost of their trip. Specifically, they will need to reveal the total sum of all of their prepaid, nonrefundable expenses such as flights, hotels, tours, excursions, and rental cars. Given that plans can change, […]

Is Primary Emergency Medical Coverage Better Than Secondary? Travel Insurance FAQ

Primary and secondary Emergency Medical benefits can be a point of confusion for travelers, especially those new to travel insurance. Once travelers understand the way travel medical benefits work, they often realize that paying extra to get primary Emergency Medical coverage may not be a necessary expense. The Emergency Medical benefits in travel insurance are […]

Can I Insure Less Than the Actual Cost of My Trip on a Travel Insurance Policy?

There are a few things to consider when determining which of travel expenses to insure when purchasing a travel insurance policy. First of all, when travel insurance providers refer to the cost of a trip, they are usually referring to the prepaid, non-refundable travel arrangements that were purchased prior to departure. A good way to […]

My traveling companion and I have different citizenships, can we be on the same travel insurance policy?

Travelers often question whether they are able to be listed on the same travel insurance policy if they reside in the same state, but hold different citizenships. The short answer is yes. However, in few cases, some travel insurance coverage may vary based on the country of citizenship of the travelers. For example, Mary and John […]

Can I Buy More Than One Travel Insurance Policy for the Same Trip?

Heading into a trip, you can never be too cautious. Getting travel insurance coverage is the best way to protect against unforeseen events impacting your trip and limit out-of-pocket costs. While most of the time one comprehensive plan is enough, there are times when more than one policy makes sense. Am I Allowed More Than […]

Can I Purchase a Travel Insurance Policy Before My Trip Is Fully Paid For?

Oftentimes, travelers question whether they can purchase their travel insurance policies before they’ve paid for all of their non-refundable travel arrangements. This is common since most travelers don’t pay for their entire trip at once. Fortunately, most travel insurance providers allow travelers to modify their policy prior to their departure date. This includes adding additional […]

How Late Can You Buy Travel Insurance?

For some travelers, purchasing travel insurance can be an afterthought. Maybe they put off buying travel insurance until the last minute, or maybe they didn’t realize that most domestic health insurance policies don’t provide international coverage. Whatever the reason, the phrase “better late than never” can apply to purchasing travel insurance, depending on the benefits […]