Travel Insurance FAQ Archives

Can a Trip be Cancelled Because a Visa was Denied?

Unfortunately, a visa being denied is typically not a covered reason for a traveler to cancel their trip under the Trip Cancellation benefit of travel insurance. International travel plans are often contingent on a traveler being able to obtain a visa to visit the foreign country. If the visa application is denied, or not received […]

What is My Final Trip Payment Date?

One question that must be answered to get a travel insurance quote is whether or not there are trip payments remaining. The final trip payment date is when the largest single expense of the trip is paid in full. This is important because some travel insurance carriers provide coverage for pre-existing conditions only if the […]

Do I Have to Pay All of the Premium at One Time?

When getting a travel insurance quote, the number of travelers must be entered. The price that is shown on the quote results page is the total premium cost to cover everyone on that quote. In order to obtain the policy, the total premium must be paid at that time. Some international travel insurance plans are […]

Help: What is Main Destination?

When getting a travel insurance quote, the main destination of the trip is required. The main destination is a country you will visit during your trip. If the trip includes more than one country, then the country where the most time will be spent during the trip should be entered as the destination. Regardless of the country entered, travel insurance […]

Help: What is Final Payment Date?

When getting a travel insurance quote, it is important to identify if you have made final payment. Final payment is when the largest single expense of the trip is paid in full. This can be a cruise, lodging, airfare or tour costs. Final payment date can determine eligability for certain coverage such as pre-existing medical conditions. […]

Help: What is Return Date?

When getting a travel insurance quote, make sure to enter the correct return date. The return date is the date that the traveling party is scheduled to arrive back at their home after the trip. Travel insurance will cover the traveler from their home, through the trip and back to their home. So the return date […]

What Does ‘Departure Date’ Mean?

The departure date is the date that the traveling party is scheduled to leave their home and begin the trip. For travel insurance, this date is usually the date that coverage begins. It’s important to note that when buying travel insurance, your departure date is not necessarily the date that a flight is scheduled, but […]

How late can I change my travel dates for my travel insurance plan?

It is extremely important that in the event your travel dates change, you advise your travel insurance company immediately of the change. The change must be made prior to the original scheduled departure date AND prior to revised departure date. If you forget to call with an earlier or later date, or if you call […]

Will travel insurance cover me for trip cancellation in the event of a close friend’s death?

Most single trip travel insurance plans have a list of covered reasons for Trip Cancellation that include unforeseen injury, illness or death to you, a traveling companion or family member. Policies do not not typically cover for the death of a friend. However, many policies have a Cancel For any Reason upgrade which can be […]

What is the difference between travel delay and missed connection?

Travel insurance policies typically cover travel delay and missed connections. Travel delay is usually an amount paid per day ($150 – $200) to cover unplanned accommodations and/or meals as a result of a covered delay. Missed connection typically reimburses you for additional transportation expenses to “catch up” to your trip in the event of a […]