After purchasing a travel insurance policy, there is a free look period. It is important to read through the certificate of insurance, look at the benefits of coverage and the exclusions to make certain that the policy is adequate. If the decision is made to cancel the policy within the free look period, then there is a money back guarantee. Normally, the free look period is 10 – 14 days for travel insurance plans and up until the day before coverage begins with international medical plans. If a claim is made or the departure date is before the free look period is over, then the money back guarantee expires. Always refer to the certificate of insurance for details.