When shopping for travel insurance, many people wonder if they should purchase a plan from the travel provider, the insurance carrier directly or a website like squaremouth.com. Travel insurance is available from any of those sources and the cost of the premium will be identical at all of the locations.
When the travel insurance is purchased from the travel supplier, then financial default coverage does not apply to that travel company. If the travel supplier becomes financially insolvent and cancels the travel plans, then the traveler will not be able to make a trip cancellation claim.
Travel insurance can be purchased directly from the travel insurance carrier, as well. It is more time consuming to research different plans from different companies, however whichever product is chosen will be the same product that is available on squaremouth.com.
All policies purchased through squaremouth.com come with Squaremouth’s Zero Complaint Guarantee. This means that if there is a claim that is not being handled properly, then Squaremouth will open a case on the traveler’s behalf against the travel insurance carrier. If the claim is not resolved to Squaremouth’s satisfaction, then that carrier will be removed from the website. This extra security allows travelers to select the right coverage for the best price without having to worry about which company is the most generous about paying claims.
Always refer to the certificate of insurance for details.