I made my own travel arrangements and did not go through an agency. Can I still insure my trip? Published by Chris Harvey July 24, 2007 Yes, all of our policies can be used by people making their own travel arrangements. The travel insurance policies will cover the pre-paid, non-refundable travel arrangements that you have made. Related articles: Do all travel insurance policies have a military clause in terms of getting deployed? Are trip costs which are paid with Frequent Flyer Miles insurable? Can I cancel my trip for any reason and get all my money back? I booked part of my vacation, but not the flight. I would like to purchase travel insurance within the pre-existing condition exclusion waiver period. Do I have to wait until the flight is booked? I am interested in travel insurance policies that cover cancellation for any reason, for example if I couldn't get off work. Does this exist?