If a medical condition is older than the look back period in a travel insurance policy, will it be considered as pre-existing?

Published by Chris Harvey August 20, 2008

No, provided there has been no treatment, medical care or symptoms during the look back period. In order for it to be considered a pre-existing medical condition it must fit the specific definition found in the policy and usually that requires care, treatment, or symptoms during the look back period to be considered pre-existing. If it occurs outside that period than it’s not a pre-existing condition. The look back period for most travel insurance policies can vary between 2 to 6 months. The look back period for an international medical plan is usually 1 – 3 years.