Is the Cost of Insurance Per Person? Published by February 5, 2010 When getting a travel insurance quote on squaremouth.com, the premium cost listed is a total cost. Some benefit levels are per person, while others can be per policy. Always refer to the certificate of insurance for details. Related articles: I have decided to extend my trip after departure. Can I extend my travel insurance beyond my original return date? Why buy travel insurance? How much can I expect to pay for travel insurance? What do I need to know about my travel insurance before I travel? Help: What is Main Destination?