Is the Cost of Insurance Per Person? Published by February 5, 2010 When getting a travel insurance quote on squaremouth.com, the premium cost listed is a total cost. Some benefit levels are per person, while others can be per policy. Always refer to the certificate of insurance for details. Related articles: Help: What is Trip Cost? Help: What is Hospital Indemnity? Will the Same Insurance be Cheaper Somewhere Else? Can One Travel Insurance Plan Cover Multiple Trips? What If I Have To Work During My Scheduled Vacation?