Is the Travel Guard Cruise Tour and Travel plan only for cruise vacations? Published by Chris Harvey November 12, 2008 No. This plan may be purchased for all types of vacations. The Cruise Tour & Travel plan is Travel Guard’s platinum travel insurance package designed for travelers who want the most comprehensive coverage and services. Related articles: Can I get live assistance with a quote or purchase? Are there medical conditions that are not covered by travel insurance? Should I consider extending my return date to accomodate any unforseen delays in my return home? What other coverage is typically included in an AIG Travel Guard travel insurance plan? What is covered under the "Cancel for Work Reasons" benefit?