Is the Travel Guard Cruise Tour and Travel plan only for cruise vacations? Published by Chris Harvey November 12, 2008 No. This plan may be purchased for all types of vacations. The Cruise Tour & Travel plan is Travel Guard’s platinum travel insurance package designed for travelers who want the most comprehensive coverage and services. Related articles: One of the members of our family is much older than the rest of us. Does that effect the premium? What does "baggage delay" cover? What is "International Medical" travel insurance? My travel insurance policy excludes hazardous sports? What is considered a hazardous sport? I have already departed from my primary place of residence. May I purchase cancellation insurance for a return trip home?