Is there trip insurance available to cover the need to cancel a trip due to the death of a close family member – not one who is traveling on the particular trip? Published by Chris Harvey August 8, 2007 Yes, most of our package travel insurance policies provide coverage for trip cancellation due to a non-traveling family member’s death or serious illness requiring you to stay home. Related articles: Do all travel insurance policies have a military clause in terms of getting deployed? Are trip costs which are paid with Frequent Flyer Miles insurable? I made my own travel arrangements and did not go through an agency. Can I still insure my trip? Can I cancel my trip for any reason and get all my money back? I am interested in travel insurance policies that cover cancellation for any reason, for example if I couldn't get off work. Does this exist?