Japan has grown into one of the most popular destinations for travelers from all over the world, with beautiful sights and landscapes drawing in tourists. Travel to the island destination is one of the fastest-growing worldwide in terms of new visitors. Travel to Japan has increased by 35% in the past year.
As travel to Japan increases, trips have actually become more affordable, decreasing slightly to an average of $3,491. This slight decrease is a trend for many of the most popular destinations around the world.
Japan is also one of the countries that requires travelers from other countries to have a visa for entry. To do so, medical travel insurance is required.
How much medical coverage do I need?
While it is required to have some form of health insurance for travelers from foreign countries to visit Japan, there is not a specific required amount. The only requirement is that the coverage must last for the entire duration of their trip.
For international travel, Squaremouth recommends travelers visiting Japan buy a travel insurance policy with at least $50,000 in Emergency Medical coverage, and at least $100,000 in Medical Evacuation coverage. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and require for reimbursement when they return home.
The Emergency Medical benefit of travel insurance can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. This includes physician services, ambulance expenses, and other costs of treatment.
The Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. If the treating physician determines the traveler should return home for better treatment, this benefit can also cover those costs.
Do I need other travel insurance benefits?
Medical travel insurance is the only coverage required in order for a traveler to enter Japan, however, most travel insurance policies are comprehensive and include a variety of other benefits, without increasing the cost of a policy. This includes coverage for travel delays and lost or delayed luggage.
Travelers visiting Japan also have the option to insure their trip costs under the Trip Cancellation benefit. This benefit can reimburse all of their prepaid and non-refundable trip payments if they need to cancel due to an illness or injury, inclement weather, or terrorist incident, among other events.
Click here for a comprehensive list of countries that require travel insurance.