May I insure a family member joining us on our trip, but already out of the country? Published by Chris Harvey February 21, 2008 Most travel insurance policies require that insurance be purchased prior to the insured’s departure date from home and for the entire trip length. Related articles: Can I get live assistance with a quote or purchase? Are there medical conditions that are not covered by travel insurance? Should I consider extending my return date to accomodate any unforseen delays in my return home? Does TravelSafe cover my frequent flier miles? Do any policies cover trip cancellation/trip interruption as a result of work related reason or business commitments?