May I purchase additional cover for personal items that exceed the baggage loss / single article limit of my travel insurance policy? Published by Chris Harvey August 5, 2008 Unfortunately, travel insurance policies do not provide the option to increase the limits within your policy for baggage or personal effects loss. You may have additional coverage through a homeowners policy or credit card company. Related articles: Will travel insurance cover my laptop computer? Will Travel Insurance Cover Electronic Items Bought Online? Can I get live assistance with a quote or purchase? Are there medical conditions that are not covered by travel insurance? Should I consider extending my return date to accomodate any unforseen delays in my return home?