General Information

Mexico Travel Insurance: Medical Coverage a Top Concern

Mexico Travel Insurance: Medical Coverage a Top Concern

Last Updated:

Mexico Travel Highlights:

  • Mexico has been the most popular international destination for U.S. travelers each year since 2012
  • Travelers going to Mexico spend less per trip than travelers going to any of the other 25 most popular international destinations

Mexico Travel Insurance Fast Facts:

For the past 6 years, Mexico has been the most popular international destination for U.S. travelers, according to Squaremouth sales data. In the past year alone, travel insurance sales for trips to Mexico are up 31% over the previous year, the country’s fastest year-over-year growth rate since 2012.

Behind only Italy, U.S. residents insure nearly more money in travel expenses each year for trips to Mexico than any other country. Despite this high total expenditure, with an average trip cost of $2,040, U.S. travelers spend less on trips to Mexico than any of the other 25 most popular destinations.

Typically, travelers taking international trips will buy comprehensive policies, covering cancellations, medical emergencies, travel delays, and luggage. For Mexico specifically, medical travel insurance is a top concern for many travelers. More travelers search specifically for Emergency Medical coverage for trips to Mexico than any other country.

Squaremouth’s Mexico Travel Insurance Recommendation:

Squaremouth recommends comprehensive travel insurance for Mexico trips. Most policies are built to cover travelers main concerns, including cancellations, medical emergencies, delays, and luggage. Aside from Trip Cancellation coverage, benefits typically cannot be removed.

If you’re concerned about not being able to take your trip, a policy with Trip Cancellation coverage can protect your prepaid and non-refundable trip expenses. The most common covered reason for Trip Cancellation is an illness, injury, or death of you, a traveling companion, or a family member. This benefit can also cover cancellations due to severe weather, terrorism, and employment layoff, among others.

For travel to a popular resort town in Mexico, we recommend at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage. These benefits can reimburse you for medical emergencies that occur during your trip.

However, we recommend higher coverage amounts for travelers stopping in Mexico as part of a cruise, or traveling to a remote area. For these travelers, we recommend at least $100,000 in Emergency Medical coverage, and $250,000 in Medical Evacuation coverage. A policy with coverage for hazardous sports and activities may also be ideal for travelers with excursions booked as part of their cruise.