Most travelers have heard an airport announcement or seen a news story reminding what color the terror threat level is. For those traveling, hearing orange or red level made them glad they had purchased a travel insurance policy to cover their trip. But the color system was sometimes confusing. For many, it is difficult to remember how bad orange was supposed to be. The color coded system was replaced this week by a simpler method of identifying the terror threat level. An article from Fox News provided more detail.
Goodbye HSAS (Homeland Security Advisory System). Hello NTAS (National Threat Advisory System). The chart showing five different levels of threat will be gone as of next week. Gone too, will be those colors. So say farewell to green, (low threat) blue (guarded), yellow, (elevated) orange (high), and red (severe). They have been replaced by two colorless threat levels – “elevated” and “imminent.”
The new system, says the homeland security chief, is intended to give citizens more information about “specific, credible” terrorist threats to sectors of our economy – planes, trains, ports, etc. From now on, she told us, we’re supposed to be “alert,” not “afraid.”
Most travel insurance plans cover if a trip must be cancelled or interrupted because of terrorism. However, it is important to note that benefits are available if there is a terrorist attack, not just an elevated threat. It is common for different plans to only provide coverage if there has been no attacks in an area for the previous several months, sometimes up to six months.
Those already traveling who are injured by a terrorist attack can be covered by emergency medical and medical evacuation. This covers the cost of medical treatment and medical transportation to hospitals or even back home. Always refer to the certificate of insurance for details.