With historic cities and many popular tourist destinations, Russia attracts visitors from all over the world.
Travel to Russia has steadily grown in popularity. Over the past year, 7% more travelers visited the country, according to Squaremouth sales data. Over that same span, trips to Russia became slightly more affordable, decreasing by 3% to $3,818.
Travelers from foreign countries are required to have a visa to travel to Russia. For travelers from outside countries to obtain the required visa for entry into Russia, medical travel insurance is a necessity.
How much medical coverage do I need?
While having some form of medical travel insurance is required for travelers from foreign countries to visit Russia, there is not a specific required amount. The only requirement is that the coverage must last for the entire duration of their trip.
For international travel, Squaremouth recommends travelers visiting Russia buy a travel insurance policy with at least $50,000 in Emergency Medical coverage, and at least $100,000 in Medical Evacuation coverage. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and require for reimbursement when they return home.
The Emergency Medical benefit of travel insurance can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. This includes physician services, ambulance expenses, and other costs of treatment.
The Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. If the treating physician determines the traveler should return home for better treatment, this benefit can also cover those costs.
Do I need other travel insurance benefits?
Medical travel insurance is the only coverage required in order for a traveler to enter Russia, however, most travel insurance policies are comprehensive and include a variety of other benefits, without increasing the cost of a policy. This includes coverage for travel delays and lost or delayed luggage.
Travelers visiting Russia also have the option to insure their trip costs under the Trip Cancellation benefit. This benefit can reimburse all of their prepaid and non-refundable trip payments if they need to cancel due to an illness or injury, inclement weather, or terrorist incident, among other events.
Click here for a comprehensive list of countries that require travel insurance.