Travel insurance carriers release position statements when current events affect coverage. Once an event is considered foreseeable, new policies purchased will not cover that event. This is most common when hurricanes and tropical storms are named, they are considered foreseeable. The following is a statement from CSA on Tropical Storm Karl.
Tropical Storm Karl
This afternoon, Tropical Storm Karl has formed in the western Caribbean Sea. Forecasters predict that the storm will move over the Yucatan peninsula before heading to the Bay of Campeche, where it would likely strengthen. Certain CSA Travel Protection plans offer coverage for some effects of adverse weather and natural disasters. Customers are strongly encouraged to read their Certificate of Insurance or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 14, 2010.