Travel insurance carriers issue position statements when current events affect coverage. There have been several incidents of volcanic ash impacting European travel within the last month. The following is a statement from CSA with a summary of available coverage and required purchase times in order to be eligible for coverage.
This is an update regarding the flight disruptions due to the volcanic activity. We now consider the volcanic event which happened on May 8, 2010 to have ended on May 14, 2010, when Eurocontrol—the European air traffic authority—expected fully normal operations to resume. At this time, no-fly zones are limited to an area close to the Icelandic crater and another area north of Scotland. Eurocontrol advised that air traffic is likely to be at normal levels, with all of Europe’s airports open to services, and the situation is unlikely to change over the next 24 hours.
As with the Icelandic volcanic ash cloud eruption in April, CSA considers this event to be adverse or inclement weather. Certain CSA Travel Protection plans offer benefits for some effects of adverse or inclement weather. Customers are strongly encouraged to read their Certificate of Insurance or Insurance Policy for details regarding their available coverage.
For those plans that do offer coverage for effects of adverse or inclement weather, please note there is no coverage for the specific volcanic ash cloud events under any plans purchased on or between the start and end dates noted below. Coverage would again become available for policies purchased on or after the end date.
Event 3 – Start May 8, End May 14
Event 2 – Start May 3, 7am, End May 3, 1pm
Event 1 – Start April 15, End April 22
Please note: If you buy a policy today to cover a weather event that is currently happening, you will not have coverage as it would be a foreseeable event.
Once an ash cloud dissipates, and travel schedules resume to normal, new policies can afford coverage if a new ash cloud event interferes with airspace, and causes delays or cancellations (provided all requirements of the policy are met).