When comparing travel insurance plans, there will be many options at different prices. The price listed is the total cost to cover as many travelers that are listed on the quote form. The cost of travel insurance is calculated based on the duration of the trip, cost of the trip, number of travelers and their ages. Often, there will be one or several plans that offer the desired coverage at significantly lower costs than other plans. This normally means that those insurance plans are targeted for your type of trip and traveling party. Some plans are less expensive for elderly travelers, others don’t price children in the quote, while others are cheaper when the departure date is in the near future. Comparing travel insurance helps highlight what plans have the best coverage for the value. Always refer to the certificate of insurance for details.