Travel Insurance Coverage for Winter Storm Nemo

Published by February 7, 2013

Travel Insurance Trip Cancellation Travel DelayWith Winter Storm Nemo threatening the Northeast with several feet of snow this weekend, some airlines are already bracing for impact by offering waive fees to travelers.

Most airline policies are offering relief to Northeast cities where the worst of the weather is forecasted to hit, allowing travelers to make a change to their travel itineraries at no charge.

However, those travelers who decide to continue on their travels are likely to experience lengthy delays, averaging at least a couple of hours according the Federal Aviation Administration.

One travel insurance benefit that may provide some relief is travel delay. This benefit can reimburse travelers for extra expenses like meals, telephone calls and local transportation if a delay meets a policy’s definition. Travel delay usually kicks in after a specified number of hours, so travelers should pay attention to their policies’ requirements.

Alternatively, travelers who choose to cancel their trips altogether should make sure they have the appropriate weather-related coverage under the trip cancellation benefit.

Keep in mind it may be too late to purchase coverage now for this particular storm. Travelers should check policy certificates to determine where coverage applies.