Study abroad programs have become a popular way for college students to take classes internationally. Many universities require students to purchase travel insurance for the semester.
Most domestic health insurance policies will not cover students for international travel. With travel insurance, students can purchase coverage for emergency medical evacuation and medical expenses. Emergency medical evacuation can help provide coverage for transportation to a hospital or medical facility.
As with domestic medical insurance, a deductible may be required before medical coverage can be applied.
Travel insurance can also be helpful when natural disasters or civil unrest occur. Many policies will help reimburse students when mandatory non-medical evacuation is declared. Certain insurance policies also provide identity theft assistance.
The amount of coverage will vary between different travel insurance policies. Squaremouth recommends that students look into policy limits when choosing the travel insurance that is right for them.