Some travel insurance carriers use a blog to answer frequently asked questions, review coverage scenarios and provide travel advice. Travel Insurance Services recently posted an article that outlines four specific perils and how travel insurance can provide relief. The following is an excerpt from the story.
You lose your job and can no longer afford to go on vacation.
Some travel nightmares start before you even leave home. If you unexpectedly lose your job (through no fault of your own) and can not go on your trip, job loss protection, like the kind offered with USI Affinity’s Travel Insurance Select, can cover the cost of your trip, as long as you’ve been employed with same company for at least 2 years.
Your trip was canceled or interrupted
Natural disasters, sudden illness, your passport was stolen and you can’t continue your trip. Unfortunately, sometimes trips are canceled. Travel insurance can cover the cost of your trip if it’s canceled, or reimburse the unused portion if it is interrupted.
You’re far from home and the last connecting flight for the night has been canceled.
Nowhere to go for 12 hours while you’re waiting for your next flight? Some policies will reimburse your additional expenses. The Travel Insurance Select Basic will reimburse your additional expenses up to $150 a day if you have to get a hotel, or rent a car.
You broke your leg skiing the Alps, and the Swiss hospital doesn’t accept your U.S. medical insurance.
An ambulance to the hospital, X-rays and setting your legs can set you back several thousand dollars. But with USI Affinity’s Travel Insurance Select Basic, up to $10,000 of your medical expenses are covered. The policy even covers up to $25,000 if an injury or illness requires Emergency Medical Evacuation.