According to AAA, thirty-three million people will be traveling at least 50 miles from home this Labor Day weekend. With an increase in air traffic, travelers may face flight cancellations or delays. To fight costly interruptions, many people will purchase a travel insurance policy for the busy holiday weekend.
Baggage may be lost or delayed during a trip. Baggage Delay provides reimbursement for toiletries and other essential items if luggage is delayed. Many policies define which items are covered. It is important to take note of the amount of time that bags must be delayed in order to be eligible for the benefit.
Travel Delay provides reimbursement for any meals or accommodations that are paid for during a trip delay. With Missed Connection, travelers may be covered for the cost of catching up with a trip if a flight is delayed due to an accident or bad weather. Both benefits help reimburse the traveler for expenses associated with resuming scheduled itineraries. However, covered reasons, minimum delay times and policy maximums will vary for each benefit.
Squaremouth recommends that travelers read policy certificates to best understand benefit restrictions.