A recent article in USA Today discussed the Swine Flu and how it affects travel insurance coverage.
“Q: Does the World Health Organization’s June declaration of H1N1 as an official pandemic void the terms of my travel insurance policy?”
“A: In most cases, no. But a few companies do have pandemic exclusions that would keep you from collecting if you get the flu before you leave or during your trip, says Chris Harvey of Squaremouth.com, another travel insurance comparison site.”
Many travel insurance policies provide coverage for emergency medical and dental, trip cancellation and trip interruption regardless if it is the Swine Flu or other medical situation. However, it is important to read the exclusions within a policy to make certain that the coverage is adequate for the traveler’s needs.
Always refer to the certificate of insurance for details.