What are some of the limitations of travel insurance?

Published by Chris Harvey October 14, 2008

All travel insurance policies will have exclusions and limitations and these can vary by insurance carrier and/or policy selected.  A few questions you may want to ask or review the policy for full details include:

  • Are pre-existing medical conditions covered?
  • What conditions apply to a pre-existing exclusion waiver if available?
  • Are sports-related injuries covered?
  • Are hazardous sports covered?
  • Are strikes, civil disturbances and terrorist acts covered?
  • Are you covered if your travel supplier goes out of business?