Travel Insurance FAQ

What happens in the event bad weather is predicted where I plan to travel? Will travel insurance cover this if I cancel my trip?

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Trip cancellation coverage is dependent on a “covered peril” listed in the policy. There is typically no coverage for actual or predicted inclement weather at your destination. However, in the event inclement weather causes complete cessation of your airline, a delay in your arrival or your return home, coverage may be provided.  Some policies now offer cancellation cover in the event your trip destination is under a  hurricane warning within 24 hours of departure. This usually requires a 15 day wait from the time the policy is purchased.  Some policies also offer a “cancel for any reason” benefit that reimburses 75% – 90% of your non-refundable, prepaid trip cost in the event you meet certain conditions including purchasing within 14 days of your initial trip deposit, insure your full  trip costs and cancel 2 days or more prior to departure. Please refer to your travel insurance policy certificate for full details.