Travel Insurance FAQ

What If I Don’t Have Domestic Health Insurance?

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Many travel insurance plans have emergency medical and dental coverage.  This benefit will either be primary or secondary coverage.  Primary and secondary determines what insurance policy is first to receive a claim.  If a traveler does not have a primary domestic health insurance plan, then a travel insurance plan with secondary coverage will be the first and only policy to receive the claim.  There are some plans that require that the traveler already have a primary health insurance plan.  When this is the case, on, the traveler is prompted before being able to purchase a travel insurance policy with secondary medical coverage.  Always refer to the certificate of insurance for details.