Travel insurance can assist travelers who miss the port of call for their cruise. When a flight is delayed because of inclement weather, mechanical breakdown or labor strike, and the traveler misses the cruise departure, travel insurance can catch up the traveler to the next port. This coverage is available in one of three benefits.
Missed connection coverage reimburses the transportation costs for the traveler to get to the next port or rejoin the covered trip. There may be a per person dollar limit as well as a set amount of time that the traveler has been delayed before this benefit is available.
Some travel insurance plans do not offer missed connection coverage separately, but will provide similar benefits in travel delay. Travel delay also normally has a per person dollar limit, a per policy dollar limit as well as a set amount of time that must pass before the benefit is available. This also means that there is a shared resource budget for missed connection in travel delay as well as traditional travel delay claims, such as reimbursement for hotel and food costs while travel is delayed.
Other plans can include the missed connection coverage in the trip interruption benefit. The amount of trip interruption coverage is based on the amount of trip cost that is declared on the travel insurance quote. Trip interruption coverage can range from 100% – 150% of the trip cost. Again, there is a shared resource budget for missed connection through trip interruption, and traditional trip interruption, which can reimburse the traveler for the unused non-refundable portions of the trip that are missed.
Always refer to the certificate of insurance for details.