General Information

What is a Look Back Period for Pre-Existing Conditions?

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Some travel insurance plans offer coverage for pre-existing conditions.  What defines a pre-existing conditions depends on the look back period for that policy.  The look back period is a set amount of time in the past from the policy effective date.  If a medical condition has been completely stable during the look back period, then it is not considered pre-existing.  This means that there has been no change in diagnosis, treatment, medication, prescription or dosage.  Always refer to the certificate of insurance for details.