What is a Look Back Period for Pre-Existing Conditions?

Published by March 3, 2010

Some travel insurance plans offer coverage for pre-existing conditions.  What defines a pre-existing conditions depends on the look back period for that policy.  The look back period is a set amount of time in the past from the policy effective date.  If a medical condition has been completely stable during the look back period, then it is not considered pre-existing.  This means that there has been no change in diagnosis, treatment, medication, prescription or dosage.  Always refer to the certificate of insurance for details.