Travel Insurance FAQ

When will my travel insurance coverage become effective?

Last Updated:

Cancellation coverage generally begins at 12:01 AM the day after you purchase a travel insurance policy. From that point, up until the day before your leave for your trip, you may be covered if you are unable to take your trip due to a reason listed on your policy.

On your departure date, the other benefits included by your policy become effective, including coverage for interruptions, delays, luggage, or medical emergencies.

Policies that do not include Trip Cancellation coverage at all become effective on your departure date.