Last Updated: December 5, 2008March 28, 2018

Some travel insurance plans will provide additional benefits if the insurance is purchased prior to making your final trip payment.  These benefits typically include financial default of a travel supplier and a pre-existing condition exclusion waiver. Some optional benefits may be purchased only if purchased prior to final trip payment as well like “cancel for any reason”.  This allows a traveler to make a deposit on a trip and delay purchase of insurance until the risk of loss is greater.  Insurance carriers that base some benefits on final trip payment are CSA Travel Protection and HTH Worldwide.